Article

Limiting free public hospital care to low income earners

Limiting free public hospital care to low income earners

Concerns about the sustainability of our current model for funding health services generate plenty of newspaper column inches. This really come as no surprise to those of us who have watched these medical funding dilemmas play out in other countries. The USA experience is particularly relevant because many of the problems there related to managed… 

Posted on

Article

Big Switch or Big Swindle? Either way it's buyer beware.

Big Switch or Big Swindle? Either way it's buyer beware.

“The Big Switch” is a promotion – being driven primarily via one media outlet – that encourages consumers of health insurance to sign up to the prospect of a better deal via the bargaining strength of “people power”. It has literally been making headlines for the past month, the latest of which was splashed across… 

Posted on

Article

Making health insurance more attractive

Making health insurance more attractive

Health funds bleating on about the risks to the health system of political decisions that make private health insurance less attractive are often dismissed as transparently self-serving. But consider the facts. This next round of federal policy changes will clearly make private health cover less attractive for Australians and there are no policy concessions being… 

Posted on

Article

Should health status come into play when calculating premiums?

Should health status come into play when calculating premiums?

A recent online survey revealed that two in three Australians think that smokers should pay higher health insurance premiums than non-smokers. It’s a tricky issue. At Westfund, we simply want everyone to lead healthier lives no matter what their lifestyle choices. But there is no hiding from the fact that the health implications of smoking… 

Posted on

Article

Who will stand up for private health insurance in Australia?

Who will stand up for private health insurance in Australia?

Cuts to middle class welfare are pretty palatable in Australian politics. They allow governments to balance their books while also showing they are after a fair go for working families. But when these cuts start to have a negative impact on people in a way that undermines the public health system in Australia – and… 

Posted on